Remortgage Questions:

Question:
How quickly will I get my cheque?

Answer:
We deal with a range of lenders, and depending on the lender, you could get your cheque in as little as 3 weeks, from sending in your signed application form.  Other lenders can take a little longer 


Question:  
I have a mortgage with the local authority - can I apply for a remortgage?

Answer:  
Yes.  Usually it is very beneficial to swap your mortgage away from the local authority, because the rates they charge are usually much higher than we can get for you


Question:
I have a shared ownership mortgage - can I remortgage?

Answer:
Yes.  By the nature of the shared ownership scheme, you will have to remortgage at some stage, or you will never fully own your home.


Question:
I'm a few repayments behind on my mortgage.  Can I remortgage?

Answer:
Most Banks and Building Societies won't consider offering you a remortgage if you are in arrears, or if you have a less than perfect credit history.  However, even if you have arrears, judgements, or a bad credit history, we may be able to help you.  There are a couple of new mortgage providers who will help out when the other lenders aren't interested.  The mortgage is more expensive, but it may give you the opportunity to make a fresh start.  When looking for a quote, please outline at the bottom of the form, how many payments you are behind etc.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

Our Terms and Conditions and Privacy Statement apply to your use of this website.
Information regarding products and services on this website is intended for residents of Ireland only.
Registered Office: 11 The Mall, Beacon Court, Sandyford, Dublin 18. Tel: + 353 12163300 
Registered in Ireland No 331320.
Mortgages Direct LTD t/a Mortgages Direct is regulated by the Financial Regulator 
Copyright Mortgages Direct Ltd 2001 - 2009